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Refinancing Your Home for Home Improvements
Are you considering a home improvement project this fall but can’t do so without straining the family budget? Have you considered other ways to accomplish your goal? Often, homeowners can’t make...
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Helpful Tips for Buying in a Sellers Market
Are you a first-time home buyer? In today’s seller’s market, you might feel worried about the competition. Maybe your dream home has just become available, and you’ve fallen in love with its...
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How Can I Qualify for a USDA Loan?
You may be surprised to learn how easy it is to qualify for a mortgage from the US Department of Agriculture. No, you do not have to be a farmer. Yes, you do need to live in a certain area, but this...
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Why Should I Refinance to Shorten My Terms?
By shortening the term of your mortgage, you may save thousands in interest over the life of the loan. Homeowners are currently enjoying a steady climb in home values. If interest rates are relatively...
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Reasons Homeowners Get a Cash-Out Refinance
Home sale prices are on the rise. In fact, since 2011, some home prices have risen as much as 40 percent, making home ownership an appealing proposition. One major advantage to owning a home is the...
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Denver Housing Market Trends for 2018
The previous year was a good one for red-hot Denver, where home prices have been on the climb and that climb has been high. Not only did Denver surpass the national average, but median home values...
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Pittsburgh Market Trends for 2018
While the rest of the nation has held their breath over the dramatic drop in home listings, one city seems immune to it all: Pittsburgh. Pittsburgh has been named most livable city in the world by The...
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St. Louis Housing Market Trends for 2018
Are you in the market for a home in St. Louis? Are you overwhelmed by all of the information online, trying to make sense of it all? As the new year approaches, we like to consider market trends for...
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What is there to know about FHA Loan Requirements?
Are you a first-time home buyer? Or perhaps you are having trouble qualifying for a conventional mortgage? Maybe you just don’t have the cash on hand for a down payment or to cover the closing costs?...
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Kansas City Housing Market Trends for 2018
Are you ready to take the next step in making Kansas City your home? Many home buyers turn to internet sites for information, which is smart. Here, Golden Oak Lending will make it easy by boiling down...
View ArticleCan I Avoid paying PMI?
One way to purchase a home without putting 20% down involves private mortgage insurance. While private mortgage insurance provides you with the ability to purchase a home with less money down, it has...
View ArticleWhat Are My Options for a Down Payment on a Home?
You’re ready to buy a home—congratulations! Now, how much cash do you actually need upfront to secure a home loan? This is the question plaguing home buyers. The easy answer is 20%, which may sound...
View ArticleUnderstanding How your Credit Score Affects Your Mortgage Rate
Do you want the best credit score possible? A higher credit score will garner you a lower mortgage rate. This means you’ll save more money by paying less in interest. Let’s look at the basics of how...
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Can I pay off my credit card debt with mortgage refinancing?
In a climate of rising home values and attractive interest rates, Golden Oak is often asked about the benefits of mortgage refinancing. Not only can you borrow against your equity, you can reduce...
View ArticleGolden Oak Lending has Job Opportunites in Denver, CO
How would you like to work for a company that really cares about their customers? How about a company that promotes employee’s benefits, morale, and career growth? Our Mission Statement is the...
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Effects of a hot housing market on the mortgage market
When you look at our national housing climate, the market has been hot, hot, hot, and this affects the mortgage market. How? Let’s break it down. Boom in housing market Denver, CO is one of the...
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Advantages of Getting Pre-Approved for a Home Loan
Getting pre-approved for a home mortgage puts you in the driver’s seat when it comes to negotiating the price of a home. It also minimizes the risk of being denied a home loan after you find your dream...
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The Time is Now for First-Time Home Buyers
As a first-time home buyer, you are uniquely positioned. You have no existing home to sell, which frees you in many ways. But even if you’ve always dreamed of owning a home, it can be hard to know when...
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5 Tips for a Lower Mortgage Rate
Refinancing Your Home? Get A Lower Rate Using These Tips Are you interested in refinancing your mortgage? Before you begin, Golden Oak Lending recommends that you prepare your finances and then search...
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How do I know when to refinance my loan?
A drop in rates is the typical green light for homeowners when it comes to home refinancing. But did you know you can still improve your financial situation when rates are rising? You’ll enjoy a number...
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